# What is MikaMPP?

MikaMPP is your personal AI agent for financial transactions. Tell it what to pay. It handles everything else.

Built on the **Machine Payments Protocol (MPP)** and **Solana**, MikaMPP turns a natural language instruction into a fully settled, on-chain payment in under two seconds — with every transaction verifiably recorded and governed by spending limits you define.

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## What MikaMPP does

You type: `Pay $20 to renew my Anthropic Claude API key`

MikaMPP:

1. Parses the intent via its LLM engine
2. Resolves the target service via the MPP service registry
3. Checks your on-chain spending limits
4. Opens an MPP Session on Solana, pre-funded with USDC
5. Sends a signed payment credential inline with the HTTP request
6. The service verifies and settles, returning a cryptographic receipt
7. MikaMPP logs the transaction on-chain and returns a Solscan link

The payment is done. You never touched a form.

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## Core principles

**Non-custodial.** MikaMPP never holds your private keys or funds. All transactions are signed by your connected wallet. You remain in control at every step.

**On-chain enforcement.** Spending limits are not application-layer preferences. They are enforced by a Solana program — immutable, bypassing nothing.

**Full transparency.** Every payment Mika executes is written permanently to Solana. Your transaction history is not a database record. It is a chain of on-chain proofs.

**Protocol-native.** MikaMPP is built directly on MPP, the open payment standard created by Stripe and Tempo Labs. No middleware, no proprietary wrappers.

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## Supported wallets

* Phantom
* Solflare
* Backpack

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## Quick links

* [Quick Start](https://docs.mikampp.com/getting-started/quick-start) — make your first payment in under five minutes
* [How MPP works](https://docs.mikampp.com/how-it-works/mpp-protocol) — understand the protocol foundation
* [Spending limits](https://docs.mikampp.com/features/spending-limits) — configure your on-chain guardrails
* [Supported services](https://docs.mikampp.com/user-guide/supported-services) — every service Mika can pay today
* [FAQ](https://docs.mikampp.com/appendix/faq)